Do you want to feel more financially secure? Here are 10 companies that can help you to protect your money

  • From pensions to investments and insurance to compensation, The Financial & Legal Checklist can help you take control of your money and your future

No matter your stage in life, or your goals for your finances, it's never too late (or too soon) to check your coffers and get your affairs in order.

With just a little organisation and planning you can protect yourself and your loved ones from an unsettled economic future. 

While saving is the usual defense against a rainy day, there are several aspects of your finances to think about.

From advice on how to chase an insurance claim to hiring help in collecting unpaid debts, here are 10 companies that can help you take control of your money...

1. Get your affairs in order for added peace of mind

None of us like to think of a time after we're gone.

But if you want to ensure your wishes are carried out, it's essential to have a will that clearly states what you'd like to do with your estate.

Not only will you be able to relax knowing your affairs are in order, but you'll also save your loved ones from the unnecessary stress and expense that occurs when a legal will isn't in place. 

So if you're one of the 58 per cent of people in the UK without a will, or if you need to update your current one due to a change in circumstances, then The Planning Crowd can help give you peace of mind with a consultation either on the phone or in your own home.

The Info: For more information, and to view a special Checklist offer, click here, text the word WILL to 66777 or call 0333 7000 565 

Ensure you and your loved ones have peace of mind by planning ahead with a will from The Planning Crowd

Ensure you and your loved ones have peace of mind by planning ahead with a will from The Planning Crowd

 

2. Stay in control of your finances with affordable loans 

Sometimes we all need an extra injection of cash.

Whether it's for essential home improvements, to consolidate debts or just to get through to payday, getting our hands on additional funds is one of those things that always seems more difficult than it should be.

In fact, with punitive interest rates and complicated procedures, getting the money we need can be stressful. 

But now PersonalLoansNow.co.uk is making getting a loan not only easier but cheaper too. In fact, you'll find interest rates that are up to 10 times cheaper than many payday loans, so they really are affordable.

Simply fill out an online application and you'll be presented with a list of pre-approved credit options. You can then choose which company you want to borrow from, meaning you stay in control from start to finish. 

The Info: For more information and to find a loan that works for you click here. 

Get an extra cash injection with an affordable loan from PersonalLoansNow.co.uk

Get an extra cash injection with an affordable loan from PersonalLoansNow.co.uk

 

3. Claim the compensation you may be due

If you took out a payday loan or other short term high cost loan, you may have found yourself in a debt spiral, borrowing more and more money to repay the high interest charges and fees.   

But did you know that if the loans weren't affordable, you could be owed compensation? Unlike with PPI there's no deadline so you could still be eligible to claim.

And while you can apply to the lender directly for reparation and refer the matter for free to the Financial Ombudsman Service, claims management company Allegiant Finance Services can assist you if you require help managing the process.

Allegiant has recovered over £6 million for customers, with clients seeing average payday loan refunds of £1,400. 

So if you've had repeated payday loans you struggled to repay then this could be the solution for you.    

The Info: Click here for Allegiant’s No Win, No Fee payday loan claims service. Cancellation fees apply. See website for details.

If your payday loans were mis-sold you could be due compensation. Contact Allegiant Finance Services if you'd like help managing the process

If your payday loans were mis-sold you could be due compensation. Contact Allegiant Finance Services if you'd like help managing the process

 

4. Plan ahead with confidence 

Are you a teacher, doctor, dentist or lawyer? Do you want to take control of your financial future?

Then start planning ahead with Wesleyan Financial Services who provide specialist advice to people in these professions.

With 178 years of experience they have in-depth knowledge of the specific products and services tailored to their customers’ needs. Wesleyan's financial consultants can provide guidance on retirement planning, investing, funding and insurance whether you need help with the Teachers’ Pension Scheme, your annual allowance, or the NHS Pension Scheme.

So, while they get on with helping you secure your future, you can remain focused on the essential work you do for society. 

The Info: Click here for more information on how Wesleyan can help with your specialist needs.

Wesleyan Financial Service can advise teachers, doctors, dentists and lawyers on pensions, insurance and investing

Wesleyan Financial Service can advise teachers, doctors, dentists and lawyers on pensions, insurance and investing 

 

5. Get experienced legal help when you need it most

Most of us will require the services of a solicitor at some point in our lives and no matter the reason why, we all hope to find a firm that can offer the best advice for our situation.

Finding the right legal representative can be daunting, so consider contacting Brooklyn Solicitors, a firm committed to achieving the best outcome possible for its clients. 

Director, Julian Hardy, has expanded Brooklyn’s offering to a full service for clients including civil, family and probate to compliment the criminal department. 

His team of expert litigators are used to dealing with issues of a sensitive nature and guarantee in-depth preparation, understanding and discretion so you can contact them in full confidence that you'll receive the highest quality of service. 

The Info: From high profile criminal cases to civil issues and family matters, Brooklyn Solicitors provides a complete legal service. Get in touch here, call 0208 861 4004 or email info@brooklynsolicitors.com 

Julian Hardy and his team of litigators provide a complete legal service at Brooklyn Solicitors

Julian Hardy and his team of litigators provide a complete legal service at Brooklyn Solicitors

 

6. Make your savings work for you 

Are you keen to maximise your money and really make your savings work as hard as you do?

If so then it might be time to swap banks. And Hampshire Trust Bank (HTB) could be the one for you. This specialist bank, staffed by experts, is focused on helping both UK personal and business customers fully realise their ambitions.

Its award-winning personal savings accounts are a great alternative to keeping cash in a regular current account, while fixed and variable rates give customers a range of options to choose from when it comes to their saving goals.

And the best bit? HTB is dedicated to lending to UK businesses, so you can be assured that your investments are helping to drive the British economy.

The Info: For more information on the range of savings accounts and rates available, click here or call their dedicated UK-based support team from Monday to Friday, 9am to 5pm.

Let the experts at Hampshire Trust Bank get your savings working hard for you

Let the experts at Hampshire Trust Bank get your savings working hard for you

 

7. Take a bet on your love of sport 

If you are a lover of the beautiful game did you know you don't need to own a Premier League team to make extra cash from the football season? In fact, you can buy shares in your favourite players... 

With Football Index you'll build a portfolio of players using your pitch perfect knowledge, giving you the chance of winning real money if the stocks of your chosen players rise. But unlike spread betting, you can’t lose more than your initial stake.

You can also win regular pay-outs - known as dividends - when your players score goals and get assists – as well as when they perform well in the media. A share is a bet that can pay out multiple times over its lifetime and you can keep your shares in your players for up to three years.

The Info: Fancy giving it a go? Download the app for the Football Stockmarket here and use the code CHECKLISTFI to get a 7-day money back guarantee of up to £500. T&Cs apply, +18, new customers only, gambleaware.co.uk, capital at risk.

Why not have a punt on the Football Stockmarket?

 Why not have a punt on the Football Stockmarket?

 

8. Protect your pension 

Planning for your retirement is imperative for ensuring you can sit back and relax after your working days are done.

But how secure is your pension? If you’re one of thousands of people across the UK who transferred their pensions into self-invested personal pensions (SIPPs) in the hope of gaining promised high returns and are unsure if it was the right thing to do, then Hugh James can help.  

Hugh James’ team of specialist financial mis-selling solicitors can check your investments and advise whether you should have been sold them in the first place. If you have been mis-sold an investment, a specialist solicitor is best suited to help you reclaim your money.

So far, the Financial Mis-selling team at Hugh James has recovered millions of pounds for unhappy investors.

The Info: If you want to check the status of your pension, or think yours was mis-sold, click here for more advice.

If you think your SIPP was mis-sold to you then the Financial Mis-selling team at Hugh James could help you recover your investment

If you think your SIPP was mis-sold to you then the Financial Mis-selling team at Hugh James could help you recover your investment

 

9. Get to grips with your insurance claims 

For many of us, making an insurance claim is something we hope to never have to do. Whether it’s a fire, flood or burglary (whether commercial or domestic), however, we need to know we're tackling our claim the correct way. 

This sometimes includes dealing with an adjusting company to represent the insurer, while claimants have to present their own cases, without a full understanding of policy terms and protocols.

That’s where insurance assessing company Oakleafe Claims can help. Providing a claim-preparation and negotiation service for insurance policy holders, they match any adjuster’s experience and qualification.

This protects the claimant’s position and ensures the claim is presented correctly, leading to a smoother claims experience and a far greater level of satisfaction when it comes to getting the claim you want.

The Info: For more information, click here, email claims@oakleafe.com or call the freephone number 03332 101999. Lines are open 24/7.

Make your insurance claim hassle-free with a helping hand from Oakleafe Claims

Make your insurance claim hassle-free with a helping hand from Oakleafe Claims

 

10. Don’t let unpaid debt get you down 

No matter the size of your business, chasing up unpaid invoices is always an annoyance and takes up valuable time. But even more crucially, if they remain unpaid the loss of money can put huge pressure on your company, its cash flow and your income.

So consider hiring Cobra Financial Solutions Ltd, a debt collection company that will collect bad debt on your behalf, not only securing the money you're owed but also taking the extra work off your hands.

Established in 2009 Cobra has successfully collected over £12 million for its clients, is rated 5* on Trustpilot and boasted an 86 per cent success rate in 2018. Cobra will contact your debtor face to face, negotiate settlements and solve disputes whilst maintaining your business reputation. Plus all collection attempts are recorded on bodycam.

The Info: Contact a member of the team on 0151 526 4222 or visit the website here.

Cobra Financial Solutions' experienced staff will collect bad debt on your behalf

Cobra Financial Solutions' experienced staff will collect bad debt on your behalf

Here are 10 companies that can help you to protect your money

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